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Digital Distractions with Peer Influence: The Impact of Mobile App Usage on Academic and Labor Market Outcomes

Panle Jia Barwick, Siyu Chen, Chao Fu, Teng Li, Jan 08, 2025

We present the first comprehensive evidence of how app usage affects academic performance and early career outcomes. App usage is contagious: a one standard deviation (around 3.5 hours per day) increase in roommates’ app usage raises an individual’s own app usage by 5.8%, with substantial heterogeneity across students. A one standard deviation increase in app usage reduces GPAs by 36.2% of a within-cohort-major standard deviation and lowers wages by 2.3%. The effect of roommates’ app usage is over half the size of an individual’s own usage effect. High-frequency GPS data reveal that high app usage crowds out time in study halls and increases late arrivals at and absences from lectures.

BigTech Credit and Monetary Policy Transmission

Yiping Huang, Xiang Li, Han Qiu, Changhua Yu, Dec 07, 2022

By comparing business loans made by a BigTech bank with those made by traditional banks, this study finds that BigTech loans tend to be smaller, and the BigTech lender is more likely to grant credit to new borrowers than conventional banks in response to expansionary monetary policy.

Microgiving with Digital Platforms

Xiheng Jiang, Jianwei Xing, Jintao Xu, Eric Zou, Nov 30, 2022

“Microgiving,” a new model of fundraising made possible by digital technologies, is premised on the notion that charities can raise substantial funds by soliciting minuscule donations from many individuals.

How Does Salient Academic Rank Affect Student Performance? Insights from a Chinese Middle School Study

Rigissa Megalokomomou, Yi Zhang, Nov 20, 2024

This article reveals interesting insights into the effects and mechanisms of achievement rank when it becomes salient to students and their parents.

Financial Reporting and Disclosure Practices in China

Hai Lu, Jee-Eun Shin, Mingyue Zhang, Jul 04, 2024

This article discussing that Chinese firms tend to emphasize the stability of financial performance in their reports. In contrast to U.S. firms, their financial disclosures are significantly swayed by non-shareholder stakeholders and do not leverage voluntary disclosures to mitigate capital costs.